Investment Decision-Making Process

Our Process

We initiate the investment decision-making process by defining the investment objective and risk tolerance level. Defining the available financial products and their ratios determines the scope for the specific investment strategy. Strategic investment decisions are crucial in determining which investment instruments will be used to achieve our return target. Tactical asset allocation decisions are used to evaluate the advantages arising from current market conditions. Asset allocation is supported by optimization methods within a risk/return perspective. The "top-down" selection method, as it is known in international literature, is used for asset selection from within the asset groups chosen for investment.

The internal control and risk management process, which is carried out concurrently with investments, is continued and detailed after the investments. Comprehensive performance monitoring activities are used as output in evaluating results and as input in making new decisions.