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Investment Funds

You can request Rota Portfolio funds according to their types and themes, and receive detailed information about the funds' returns and prices.

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Precious Metals Funds

From Under the Pillow to Portfolio: Precious Metals Funds

Traditionally, when it comes to saving, precious metals like gold and silver are the first things that come to mind. However, buying and storing physical gold carries security risks, and the price difference (spread) between buying and selling can sometimes be frustrating. Precious Metals Funds are the most modern, liquid, and secure way to invest in these precious metals.

1. What's Inside?

These funds are required to invest at least 80% of their portfolios in precious metals such as gold, silver, platinum, or palladium, and capital market instruments based on them (certificates, exchange-traded funds, etc.). Although they are generally known as "Gold Funds," silver-weighted or mixed precious metal funds also exist.

2. Why Choose a Precious Metal Fund?

Advantage of Spread: The spread between physical gold and foreign currency at jewelers or banks can sometimes be very wide. With funds, you trade at values much closer to the market price.

Dividability: The price of a gram of gold may seem high, but you can buy an investment fund with very small amounts, even as little as 1 TL. This makes regular savings easier.

Secure Storage: Your gold is stored under the guarantee of Takasbank; risks such as theft, loss, or counterfeit products are completely eliminated.

No Labor Costs: Unlike jewelry, these funds don't involve the labor costs or the risk of low purity. You focus solely on the pure metal value.

3. Risk and Return Structure

Since precious metals are priced in dollars (ONS) globally, these funds can offer you a double benefit:

You are affected by the increase in the global ONS price of the metal,

And you benefit from the increase in the dollar exchange rate.

The risk level is generally medium-to-high (5-6) because commodity prices can be severely affected by global crises or interest rate decisions.

4. Tax Status

A 17.50% withholding tax (income tax) is generally deducted from earnings from precious metal funds. (It is useful to keep track of whether these rates may change with periodic incentives).

5. Who are they ideal for?

Conservative but smart investors who say, "I want my money's value to be protected against inflation and currency fluctuations."

Those who are saving for pure investment, not for wedding jewelry. Those interested in metals with high growth potential like silver, but difficult to store physically. In short, precious metal funds combine the millennia-old tradition of safe havens with the speed and security of modern finance. They are the key to an investment "like gold" in the digital world.