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Investment Funds
You can request Rota Portfolio funds according to their types and themes, and receive detailed information about the funds' returns and prices.
All Investment Funds
Money Market Funds
Variable Funds
Fund of Funds
Equity Funds
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Variable Funds
Financial markets are sometimes turbulent, sometimes calm. One period stocks may yield profits, while another period sees currency or gold shining. Variable funds are a type of fund that can adapt to these changes, with investment strategies not previously restricted by rigid rules.
In other fund types (for example, an "Equity Fund"), at least 80% of the portfolio must be permanently held in equities. Variable funds, however, have no such restriction. When the fund manager foresees a market downturn, they can reduce the equity share to 10% and shift the remaining 90% to deposits or gold.
2. Why Choose a Variable Fund?
Asset Management: The fund manager monitors the market on your behalf and updates the portfolio by providing a professional answer to the question "what should I buy now?".
Diversification: By purchasing a single fund, you actually own a basket full of different assets (stocks, bonds, commodities, currencies).
Risk Management: When market conditions worsen, the fund manager can try to limit losses by switching to more defensive assets.
3. Are All Variable Funds the Same?
No. Variable funds are divided into two categories:
Low-Risk (Conservative): Focus more on fixed-income instruments, aiming for small but stable returns.
High-Risk (Aggressive): Pursue high returns by focusing on high-risk assets (stocks, derivatives) whenever opportunities arise.
4. Details You Should Know
Variable funds generally have a 17,50% withholding tax (tax) applied to earnings. Also, because these funds usually require "active management," management fees may be somewhat higher than those of fixed-income funds.
